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<sup>Cultivated For You</sup><br/><strong>We Can Help You Reach Your Financial Goals</strong><br/>

Cultivated For You
We Can Help You Reach Your Financial Goals

If you’ve been daydreaming about growing your personal wealth, a top-notch education for your loved ones or the most ideal setting for your retirement, we can help you make a plan to reach those goals.


The Financial Advisors at Apple Financial Services LLC, through CFS*, believe in assisting you in all life stages and at all wealth levels, whether you’re just starting out as an investor with a small portfolio, or you want to protect your accumulated assets for your heirs.

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About Us

About Us

Stability & Commitment For The Long Term


No two people are the same, and our advisors know this better than most. Our deep financial knowledge and broad life experiences inform our every decision. We have only one goal in mind: your ideal future. 

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Our Promise

Our Promise

What You Can Expect From Us


We believe every person deserves access to sound, informed financial advice. Regardless of your situation, tolerance for risk, and goals, we’re ready to help you prepare for the future. Come rain or shine – together, we’ll encourage your investments to grow for years to come.

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How Much Do You Know About Investing?

These days, investing in financial markets is a common practice. Yet, many Americans remain under-informed about how various investment products really work. Want to know how you rank? Challenge yourself with our brief quiz, "Test Your Investing IQ."

Apple Financial Services Supports You in Every Investment Life Stage.

Discover an array of services for all your financial needs.

<strong>PolicyGenius</strong>

PolicyGenius

Insurance Smart Buy

Compare prices among the nation’s top insurers.

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<strong>Trust &#38; Will</strong>

Trust & Will

Estate planning made easy.

Whether creating your estate plan or settling someone else’s, Trust & Will is designed to help you rest assured.

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Investments

Investments

Smart investing shouldn't perplex, puzzle, or confound. Our data-driven strategies may help you avoid even the deepest of pitfalls.

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Retirement

Retirement

Enjoy the fruits of your labor. We can help you build a retirement strategy that is sure to keep you excited for what's to come.

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Estate

Estate

Effective estate management enables you to manage your affairs during your lifetime and beyond. With over 100 years of collective experience, we'll help secure your legacy for generations to come.

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Insurance

Insurance

Our dedicated professionals can help create the insurance strategy you need. Protect your family, with our help, from the financial consequences of life's unexpected events.

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Meet Our Team

Chris  Gabrys

Chris Gabrys

Financial Advisor, CUSO Financial Services, L.P.

Edward  Hays

Edward Hays

Financial Advisor, CUSO Financial Services, L.P.

Eric  Pol

Eric Pol

Financial Advisor, CUSO Financial Services, L.P.

Karen  Paley

Karen Paley

Financial Advisor, CUSO Financial Services, L.P.

 Nathan  McLarty

Nathan McLarty

Financial Advisor, CUSO Financial Services, L.P.

Helpful Content

Curated articles, videos, and more, for a financially savvier you.

Should I Invest in Gold?

Should I Invest in Gold?

Learning more about gold and its history may help you decide whether it has a place in your portfolio.
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Four Reasons Millennials Need an Estate Strategy

Four Reasons Millennials Need an Estate Strategy

Estate strategies for millennials may sound like less of a concern than retirement, but young adults should prepare now.
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Managing Money as a Couple

Managing Money as a Couple

Keys to preparing to grow wealthy together.
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Have a question? We're ready to help.

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